Getting started with a new car or home insurance policy can be an overwhelming experience. You know that you need a good insurance plan to keep yourself, your family and your belongings protected. But finding the best policy at the right price isn’t always easy.

You need to find out what coverage you need, which company has the strongest reputation for handling claims, and which offers the most competitive prices.

If you are wondering about how to compare insurance companies in 2019, we have put together a helpful guide with useful tips and advice on choosing the best protection plan for your home and car.

How Do I Compare Home and Auto Insurance Policies?

Research is significant when it comes to comparing home and auto insurance plans. You need to do as much research as possible to find out which is the best company and policy for your specific needs. Taking the time to do your homework about insurance plans now can assure that you save hundreds of dollars over time.

However, if you’re not getting the answers that you need to your most important questions by doing research, you can still give a company a call. Sometimes speaking with a live person can help you get the answers to your most crucial insurance coverage questions much faster.

Factors to Consider When Comparing Home and Auto Insurance Policies

There are several factors to consider when taking out a new car or home insurance policy. First, you should research the insurance company’s track record with their customers. Doing so can help you narrow down your choices for the best insurance provider.

Clearsurance, which has more than 125,000 insurance reviews from consumers, can help you quickly see if other policyholders have had positive experiences with the company. Looking at this information will give you an in-depth summary of what you can expect from each provider.

Clearsurance has rankings of the best car insurance companies and the best homeowners insurance companies, which allows you to quickly see which insurers are rated the highest in your area.

Comparing complaint ratios is another crucial factor to consider. You should narrow your list down to four or five companies and then check out their complaint records on a reputable website, such as the National Association of Insurance Commissioner’s page.

You can also get more information from your state’s insurance department website. These details provide the facts about insurance companies so consumers can make a well-informed decision.

If you love what one company has to offer, but aren’t sure about their high rates, take the time to find out more about the policy’s overall costs. A home or auto policy may be cheaper with one insurance company than another, but once you read more about each one. You may discover that the expensive plan offers better coverage options, deductibles, or limits. Sometimes the least expensive isn’t always better.

Keep in mind that home and auto coverage costs vary from state to state. It’s important to get a formal quote from the insurance company or an agent.

How to Compare Home and Auto Insurance Policies Online

Researching home and auto insurance policies online can offer many advantages. It is much faster and easier to check out the benefits of each company by visiting their website than calling up each location. Clearsurance is currently the only review platform dedicated to the insurance industry.

By comparing home and auto policies online, you can examine the pros and cons of multiple companies at once. Doing research online makes the insurance research process go by much easier and faster.

Plus, by reading blog posts and customer reviews, you can learn about things like optional insurance coverage add-ons, money-saving discounts, what types of policies you are required to have, and what kind of coverage you can do without.

To learn more about the top car and homeowners insurance companies in 2019, visit