Fintech App

In 2023, there was an immense change in the financial technology industry. A decade ago, it was only a small subset of the internet sector, but today it’s the most funded technology field.

Recent innovations such as neobanks, buy-now-pay-later, contactless payments, and more have made it impossible to overlook the fintech app development capacity for ongoing growth and flourishing.  The global fintech market is expected to grow at a CAGR of 23.58% from 2021 to 2025.

Best Fintech Apps

If you want to cash in on the massive growth potential of the FinTech mobile app industry, the top 7 successful FinTech apps are listed here.


Taking its moniker from a well-known piece of pop culture, this financial technology app allows users to trade stocks for free. Whether you’re trading stocks, indices, or even cryptocurrencies, this app has you covered with zero trading expenses. With its seamless interaction with over 3,500 US institutions, customers may have the best trading experiences conceivable, making it one of the top fintech apps.


  • Investment goals that are diverse
  • Review of up-to-the-minute market information
  • Financial management resources
  • All trades are free of charge.
  • It costs nothing to trade stocks and ETFs.
  • Comes with a ton of integrations for banking and deposits.
  • Online and mobile-based platforms are also supported.


Credit card, reward, and savings account information is available in real-time with this top fintech app. The importance of user experience is shown by the fact that it is accessible to individuals from all walks of life due to its user-friendly design and low learning curves. You may find a wealth of useful information on the topic of financial technology in the many posts published on the corporate blog.


  • No-Annuity Credit Cards Gain
  • Engagement in point-earning programs
  • Trusted TED with no hidden fees
  • There is no yearly charge and the credit card is accepted all around the world.
  • A user-friendly interface


Consumers rely on this top fintech app whether they need financial guidance or a loan. With support for savings, loans, and asset management, this app has been active for more than six years and is considered one of the top fintech options. Customers may depend on this suitable app if they need assistance with their money. The plan of the subscription-based company also includes the establishment of users’ bank accounts.


  • Convenient, fast, and free of hidden fees
  • Quick and easy financing for variable-rate cash advances
  • Returns amounting to over 12%
  • Attesting to the creditworthiness
  • Prompt verification of orders


Chime, another popular 2023 fintech app, is also renowned as a fast growing mobile-only bank. Customers are able to better monitor their expenditure and savings with everything in one place.

It offers free ATMs all around the country and doesn’t charge any fees for transactions. One of the best parts of the app is that it automatically transfers 10% of the money that comes into your account to your savings account.


  • You will see the money in your Chime account right away.
  • There are no ongoing or extra fees.
  • There is no fee for sending money to family and friends.
  • Instant deposit verification
  • Get mobile payment applications back up and running
  • With its massive access to an extensive network of ATMs, all it does is collect fees.
  • Customers are able to make direct transfers quickly and easily.
  • When you pay for products or get money, set up automatic savings.


If you have been keeping up with the developments, you may have noticed that people have continuously emphasized blockchain and its uses in the development of financial software. Cryptocurrency exchange Coinbase is one of such app.

It runs on the blockchain and is one of the most well-known bitcoin exchange fintech apps in the US. This app allows you to view the value of any cryptocurrency in real-time, so you may invest or trade with confidence. One of the best features of this application is the fact that almost all of the bitcoin is securely stored offline.


  • The investment lineup is within your control.
  • Invest in a market that operates in real time
  • Promised safety of funds
  • Instantaneous transactions are possible for Coinbase users using the app.
  • It checks every Bitcoin payment.
  • Offers support for enhanced security measures such as two-factor authentication and multiple signatures
  • You may use the services to fund your online and mobile wallets.


Finch is aiming its marketing efforts squarely at the always-connected millennial age. Simplifying and socializing money is the company’s aim with Finch. Without revealing their banking details, users may send and receive money using the app. Spending tracking, bill splitting, and many more features are just a few of the various features of this app.


  • Give individuals the freedom to handle their own money.
  • Keep an eye on the organization’s budget and bill distribution
  • The app allows you to track your spending without charging you a thing.
  • It contains financial and budgetary information.
  • As an app for keeping track of money, it lets users see how they stack up against other app users’ spending habits.


Mint is one of the most precise fintech apps when it comes to gathering client data, which includes accounts, credit scores, transactions, and more. This app can analyze your spending patterns and provide you with useful financial advice, reminders for bills and settlements, and practical tips on how to save money. As far as financial technology encryption standards go, it ranks among the highest.


  • Pay any bills or balances that are still due.
  • Establish a budget and ask for suggestions on where to get extra funds.
  • There is no cost for guidance or evaluation of credit scores.
  • Registration for the app is safe and sound.
  • Signals and reminders about financial dealings
  • Download files quickly and easily
  • You may make your own spending and revenue buckets.


So, to provide an example for the banking and financial sectors, we have chosen the seven most promising fintech apps of 2024. You may learn a lot about how to develop your own Fintech app by looking at their development methods. finTech app development experts are also available to talk to if you need assistance with idea validation or making an app that goes above and beyond what’s already out there.