Millennials typically think that health insurance is something you get when you’re older. In their mind, it’s for people who have families they need to provide for in case they die young. What Millennials aren’t considering is the fact that they, too, are at risk of a premature death even though they’re healthy and less likely to have dependents. What they do have is student debt and many of them have parents that co-signed for the loans to help them get into college. And if they have an untimely death, their parents are liable for the repayment of the loan. It’s not a situation any child envisions putting their parent into.

Getting a life insurance policy is a hedge against this possibility. And because Millennials are still young, they have the added benefit of getting an affordable premium. They won’t spend a lot money to gain access to financial security for themselves and their families. And in the event they never come up against the odds of dying young, they still have a policy that can come in handy for when they start their own family. A 20-something getting a 30-year term life insurance policy has coverage when they’re in their 50s and at an age where health risks start to increase. Getting a policy now simply makes sense.

Take the quiz below to learn more about the benefits of getting a life insurance policy when young. A number of good reasons to get a policy when young might just surprise you; contact to learn more about how their agents can help you. And let Health IQ and their team know what you think of the quiz in the comments below, or try one of their related quizzes on What Affects Your Life Insurance Rate? , QUIZ: The Life Insurance Claims Process, or QUIZ: Life Insurance Costs.

About Health IQ

HealthIQ’s mission is to improve the health of the world. In pursuit of this mission, they’ve created over 2,000 Health IQ quizzes and worked with innovative insurance companies to create financial rewards for health-conscious people. To date, Health IQ has helped a thousand triathletes, vegans, runners, and other health-conscious people secure billions in life insurance coverage, and they hope to expand to other financial rewards in the near future. To learn more about Health IQ’s life insurance financial reward for health-minded people, speak to a Health IQ agent today.